C F Effron Company, LLC

C F Effron Company encourages a sharing of vital information in the insurance and bank insurance marketplace. Leading publications include the "Bridging the Cultural Divide between Insurers and Banks" and an annual analysis entitled "The Effectiveness of Bank Insurance Distribution" as well as various articles published in national industry magazines and the American Banker newspaper.


Massachusetts Bankers Association, 2012 Bank Insurance and Investments Sales Survey 2011 Bridging the Cultural Divide 2008 Study Bridging the Cultural Divide Between Banks and Insurers 2005 Study Bridging the Cultural Divide Between Banks and Insurers (PDF) 2003 Study Executive Summary (PDF) Catalyst for Change: Next Steps In Bridging The Cultural Divide Between Banks and Life Insurers (PDF)	2010 Bridging the Cultural Divide Study for South Africa (PDF) 2009 Middle East Bridging the Cultural Divide Study (PDF) 2007 South African Bridging the Cultural Divide (PDF)	Comprehensive Survey of Bank Insurance and Investment Program—Results Available A Ray of LIght for Banks: Record Insurance Sales Bank Insurance Consultant, Carmen Effron Effron Company Releases Innovative Research Aimed at Bridging the Cultural Divide Between Financial Institutions and Insurers^TM Lack of Training Impacting Bancassurance Sales